INTEGRTY

AML/KYC Program

Ensure compliance and protect your business with our AML/KYC Program.

At INTEGRTY Partners, our Anti-Money Laundering (AML) and Know Your Customer (KYC) programs are designed to help our clients meet regulatory requirements and safeguard against financial crime. Our AML/KYC Program Includes:

• Risk-Based Customer Due Diligence: implementing robust customer identification and verification processes.
• Business Risk Assessments: ensuring that the periodic business risk assessment for your company is executed.
• Transaction Monitoring: setting up systems to detect and report suspicious activities.
• Regulatory Reporting: ensuring timely and accurate reporting to relevant authorities.
• Policy Development: creating comprehensive AML/KYC policies and procedures.
• Training: providing ongoing training to staff on AML/KYC regulations and best practices.

Benefits

• Compliance Assurance: stay ahead of regulatory requirements and avoid penalties.
• Fraud Prevention: protect your organization from money laundering and other financial crimes.
• Enhanced Reputation: build trust with clients and regulators through robust compliance measures.

BACK TO SERVICES & EXPERTISE

Ensure compliance and protect your business with our AML/KYC Program.

AML/KYC Program

At INTEGRTY Partners, our Anti-Money Laundering (AML) and Know Your Customer (KYC) programs are designed to help our clients meet regulatory requirements and safeguard against financial crime. Our AML/KYC Program Includes:

Risk-Based Customer Due Diligence

Implementing robust customer identification and verification processes.

Business Risk Assessments

Ensuring that the periodic business risk assessment for your company is executed.

Transaction Monitoring

Setting up systems to detect and report suspicious activities.

Regulatory Reporting

Ensuring timely and accurate reporting to relevant authorities.

Policy Development

Creating comprehensive AML/KYC policies and procedures.

Training

Providing ongoing training to staff on AML/KYC regulations and best practices.

INTEGRTY Partners: high-quality, cost-efficient, practical AML solutions

AML compliance for small and medium-sized enterprises (SMEs) in the UAE

With regulatory expectations, guidance and enforcement from authorities such as the Central Bank of the UAE (CBUAE), DFSA and ADGM expanding across all sectors, SMEs face increasing pressure to comply with Anti-Money Laundering (AML) laws and regulations. This challenge is especially acute for businesses without sufficient in-house compliance expertise and resources.

These demands follow significant AML/CFT reforms in the UAE and growing global recognition of its strengthened financial crime prevention framework.

That’s where INTEGRTY Partners steps in.

We provide cost-efficient, scalable AML support tailored for SMEs across regulated sectors such as financial services, insurance brokerage, fintech and other financial institutions. Designated Non-Financial Businesses and Professions (DNFBPs), including real estate firms, gold and diamond dealers, law firms, accounting practices, and company service providers, are also facing scrutiny.

Whether you need an outsourced Money Laundering Reporting Officer (MLRO), tailored templates or full audit support, our business-friendly solutions keep you compliant without slowing your growth.

AML services for UAE SMEs

Call us before you need to call us

The UAE’s regulators are intensifying enforcement, and SMEs are no longer “under the radar.” Whether you are a broker, real estate firm, trading company, or other regulated entity, you face full AML obligations.

Core requirements include:
  • Conducting risk-based AML assessments
  • Reporting suspicious transactions via goAML
  • Maintaining KYC and UBO records
  • Appointing an MLRO or outsourcing the role
  • Screening customers and transactions against sanctions lists and high-risk jurisdictions
  • Reviewing and updating customer files periodically based on risk
  • Training staff to recognise red flags
  • Keeping records for a minimum of five years
  • Testing AML controls regularly for effectiveness

Enforcement is real: recent cases show regulators issuing substantial fines not just to banks and insurers, but also to exchange houses, DNFBPs and SMEs. The message is clear: compliance is non-negotiable.

Our AML services

1. Tailored AML/CFT frameworks

We don’t supply generic templates: we build frameworks that reflect your sector, risk exposure, and operational reality. Whether you operate in real estate, trading, professional services, or crypto, we deliver practical tools to meet regulatory standards and manage day-to-day compliance.

Service Includes:

  • Risk-based AML policies and procedures
  • CDD/EDD checklists and onboarding templates
  • KYC and UBO registers
  • Reporting routines aligned with CBUAE, DFSA, ADGM and VARA

2. Outsourced (part-time) MLRO & compliance support
Finding and retaining the right compliance officer is challenging and costly. Recruitment, overhead and retention risks make this route impractical for many SMEs.

Our MLRO-as-a-Service model gives you immediate access to experienced, senior-level compliance professionals without the long-term cost. We step in to represent your business, ensure compliance, and protect your reputation.

We can also prepare your internal team to take ownership. Through on-the-job coaching, knowledge transfer, and structured guidance, we help you build internal capability and embed compliance into your business DNA.

Services include:

  • Fully managed MLRO function
  • Regulatory filings and suspicious transaction reporting
  • Board-level compliance reporting
  • Real-time regulatory updates and alerts

3. AML training & awareness
Training is your first line of defense. We provide engaging, relevant, regulator-aligned training tailored to your business and staff roles.

Our programs include:

  • Fully managed MLRO function
  • Regulatory filings and suspicious transaction reporting
  • Board-level compliance reporting
  • Real-time regulatory updates and alerts

4. AML audit & inspection readiness
When regulators call, you need to be prepared. We simulate inspections, review your documentation, and train your team to handle audits confidentially, minimizing disruption and reputational risk.

When an actual inspection takes place, we’re there with you — managing document requests, assisting in responses, and ensuring you remain calm, clear, and compliant.

Service Includes:

  • Internal compliance reviews and gap analysis
  • Inspection readiness checklists
  • Corrective action planning
  • Onsite and remote audit support

5. Ongoing monitoring & advisory
Compliance isn’t “set and forget.” We keep your program sharp through regular reviews, technology advice, and timely updates on regulatory changes.

Our ongoing support covers:

  • Monthly compliance health checks
  • Periodic customer file reviews by risk level
  • Sanctions and adverse media screening guidance
  • Whistleblower/confidential reporting mechanisms
  • Internal control testing and effectiveness reviews
  • Horizon scanning and impact alerts
  • SME-specific regtech advisory

Why choose INTEGRTY Partners?

  • Deep AML expertise tailored to SME scale and sector
  • Proven track record delivering cost-effective, scalable solutions
  • Compliance strategies that don’t slow down your business
  • Flexible engagement: project-based or retainer
  • Transparent scope and pricing with no hidden costs
  • Senior Dubai-based team with strong regional credibility and insight
  • Built by professionals with real operational experience

Benefits of AML/KYC Program

back to service & expertise
  • Compliance Assurance: stay ahead of regulatory requirements and avoid penalties.
  • Fraud Prevention: protect your organization from money laundering and other financial crimes.
  • Enhanced Reputation: build trust with clients and regulators through robust compliance measures.

Simplify compliance!
Contact us today for a free consultation and discover how we can support your SME’s compliance journey.

Let us handle compliance, so you can focus on growth

Whether applying for a licence, preparing for an audit or scaling operations, INTEGRTY Partners ensures you meet AML requirements with clarity, confidence and control.